The “Start here” post
What’s money stuff got to do with teaching? Nothing. But here’s how to not let ELT leave you in poverty. A collection of my most useful blog posts.
pension
Retirement income: How to work out how much you’ll need
Planning for retirement in ELT is a bit of a novel concept in itself as no-one mentions it much. So thinking about actual numbers for an ideal retirement income can seem a bit farfetched. Here’s how to work it out.
How to increase your pension in ELT
If you’re worried you aren’t going to receive a high enough pension, here are some steps you can take to increase your pension in ELT.
How to plan for retirement as an ELT professional
When you get into ELT, for most people the qualification sparks a life of travel and adventures. Unfortunately, living abroad, and typically on a lower income, can mean a lot of people in ELT fall through the cracks when it comes to retirement planning. Let’s look at what that looks like and how to plan for retirement in ELT.
How to get more money from your UK summer job
UK summer jobs are legally required to enrol you in a pension scheme. Here’s what you need to know to get some extra money out of your summer school job.
Make up UK National Insurance overseas: 2024 update
If you’ve already applied to make up UK National Insurance from overseas, good for you. If not, here’s a reminder why it’s a good idea and, below, an update for 2024 on my application (happy ending alert!)
The autonomo pension in Spain: How does it work?
Autonomos in Spain (freelancers) get a pretty rough deal, in my opinion, but one thing just slightly improved: we can now get a private autonomo pension in addition to paying into the state system. Here’s how it works, to the best of my understanding because they don’t make it easy.
Speed up your application to make up National Insurance contributions overseas
There’s such a backlog at the Pensions Office that anything you can do to speed up the approval process faster and make up National Insurance contributions from overseas is a good thing.